92 High Street
Danvers, MA 01923

Tel 978-750-0044
Fax 978-750-8808



12.  Bodily Injury Caused By An Underinsured Auto

This coverage pays for bodily injury damages to you, household members and passengers, unless they have a policy of their own, or are covered by a Massachusetts auto policy of another household member with similar coverage. The accident must be caused by someone without enough bodily injury coverage. It pays you up to the difference between the total amount collected from the bodily injury liability insurance covering the owner and driver of the other car, and the limits you purchased for this coverage.

Since many people buy only the minimum required amounts for Bodily Injury to Others, selecting higher limits may protect you from incurring high personal injury expenses. You may purchase coverage up to, but no more than, the limits of Bodily Injury to Others coverage you carry.

This coverage will not pay for damage to property.

Return to Auto Insurance Index.

Source: Massachusetts Division of Insurance

Note: This is general information and is not meant to be a substitute for reading your Massachusetts Automobile Insurance Policy. That policy is your insurance contract. Questions or disputes concerning your automobile insurance will be resolved according to the terms of this policy. If you have any further questions please contact our agency.
Contact Us
For information about Lynch Insurance please contact:
William Lynch
Auto Insurance
Auto Insurance
Request Auto Insurance Quote
Change Auto on Policy
Report Auto Loss/Damage
Auto ID Request
Auto Insurance News
NADA Blue Book
Giant Glass Repair
Request a Quote
Mass Auto Insurance Quote
Watercraft Insurance Quote
Business / Contractors Insurance Quote
Homeowners Insurance Quote
Life / Health Insurance Quote
Renters Insurance Quote
Motorcycle Insurance Quote
Mass Registry of Motor Vehicles
Renew Drivers License
Renew Registration
Change your Address
Order Special Plates
Pay a Citation / Ticket
Request Duplicate Registration
Replace Your Drivers License
Replace Your Massachusetts ID
Registration Inquiry
Verify your Drivers Ed Certificate
Title/Lien Inquiry
Visit the Mass RMV Website