92 High Street
Danvers, MA 01923

Tel 978-750-0044
Fax 978-750-8808



8. WHEN CAN AN INSURANCE COMPANY CANCEL MY HOMEOWNERS COVERAGE DURING THE POLICY TERM?

According to Massachusetts General Laws Chapter 175, Section 99 (12), your policy can be cancelled for these reasons:
  1. Non-payment of premium;
  2. Material misrepresentation/Fraud;
  3. Conviction of a crime arising out of acts increasing the hazard insured against. (For example, conviction for illegal storage of fireworks);
  4. Discovery of willful or reckless acts or omissions by the insured increasing the hazard insured against. (For example, not getting a gas leak fixed);
  5. Physical changes in the property insured which result in the property becoming uninsurable. (For example, should the home become vacant for more that 60 consecutive days, there is automatically assumed to be a greater exposure to vandalism and damage); and
  6. A determination by the Commissioner of Insurance that continuation of the policy would place the insurance company in violation of the law.

Source: Massachusetts Department of Insurance


Request a Quote
Mass Auto Insurance Quote
Watercraft Insurance Quote
Business / Contractors Insurance Quote
Homeowners Insurance Quote
Life / Health Insurance Quote
Renters Insurance Quote
Motorcycle Insurance Quote
Contact Us
For information about Lynch Insurance please contact:
William Lynch
Home Owner Insurance
Homeowner Insurance
Home Insurance Basics
Homeowner Quote
Report Damage / Loss
Filing a Claim
Renters Insurance
Why Renters Insurance